Legal

Terms of Use

Last updated: June 2026

1. Acceptance of Terms

Use of this website constitutes acceptance of these terms.

2. Nature of Content — Informational and Educational Only

Driver Key Book, a DBA of Coverly Rated LLC is an independent auto insurance educational resource. All content published on this website, including articles, guides, glossary entries, and state requirement overviews, is provided for general informational and educational purposes only. It does not constitute insurance advice, legal advice, or financial advice. Driver Key Book, a DBA of Coverly Rated LLC is not a licensed insurance company, insurance agent, insurance broker, or insurance marketplace. Nothing on this website constitutes an offer to sell, solicit, quote, bind, or issue an auto insurance policy.

3. No Insurance Relationship

Use of this website does not create any insurance relationship between the user and Driver Key Book, a DBA of Coverly Rated LLC or any third party. Driver Key Book, a DBA of Coverly Rated LLC does not have access to your insurance history, driving record, or policy details and cannot provide individualized coverage recommendations. For insurance advice specific to your situation, consult a licensed insurance professional in your state.

4. Accuracy of Educational Content

Auto insurance laws, state minimums, and coverage requirements vary by state and change over time. While Driver Key Book, a DBA of Coverly Rated LLC makes reasonable efforts to keep educational content accurate and up to date, we make no warranty that all information reflects current law or regulation. Always verify coverage requirements with your state's Department of Motor Vehicles or a licensed insurance agent before making coverage decisions.

5. External Links

This website may link to external websites operated by licensed insurance carriers, agents, comparison platforms, or government resources. These links are provided for informational reference only. Driver Key Book, a DBA of Coverly Rated LLC does not endorse, recommend, or have a commercial relationship with any linked third-party website. Driver Key Book, a DBA of Coverly Rated LLC does not share user data with linked external sites.

6. SMS Terms

  • Program name: Driver Key Book Auto Insurance Education SMS Program, operated by Driver Key Book, a DBA of Coverly Rated LLC.
  • Message types: delivery of requested educational guides, follow-up educational content about auto insurance coverage and terminology, and (with separate opt-in) periodic auto insurance tips and content library updates.
  • Message frequency varies.
  • Reply STOP at any time to cancel.
  • Reply HELP for assistance or contact assist@driverkeybook.com.
  • Message and data rates may apply.
  • Consent to receive SMS messages is never required as a condition of accessing any content on this website.
  • SMS opt-in data will not be shared with or sold to insurance companies, agents, brokers, or lead aggregators.
  • See our Privacy Policy and SMS Terms of Service.

7. Intellectual Property

All content on this website, including guides, articles, and glossary content, is the property of Driver Key Book, a DBA of Coverly Rated LLC and may not be reproduced without written permission.

8. Limitation of Liability

Driver Key Book, a DBA of Coverly Rated LLC is not liable for any insurance coverage decisions made in reliance on content published on this website. Coverage decisions should be made in consultation with a licensed insurance professional. Driver Key Book, a DBA of Coverly Rated LLC is not responsible for any damages arising from the use of this website or any linked third-party sites.

9. Governing Law

These terms are governed by the laws of the State of Wyoming.

Contact Us

  • Company or Website Name: Driver Key Book, a DBA of Coverly Rated LLC
  • Address: 1914 Thomes Ave, Ste 2, Cheyenne, Wyoming 82001
  • Phone: +1 (307) 366-2634
  • Email: assist@driverkeybook.com
  • Website: driverkeybook.com